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Medicare Supplement

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like co-payments, co-insurance, and deductibles.

Medicare Part D

These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

Medicare Advantage Part C

Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits.

LTC, Health & Life Insurance

Long-term care (LTC) is a range of services and support for your personal care needs. 

Welcome to Howard Medicare, Medicare Supplement, Advantage, Prescription Drug Coverage

Call today for a no cost, no obligation Medicare Planning Review

Medicare planning is what we do
 
Whether you are transitioning to Medicare or have been in it awhile, with our guidance, you will understand how Medicare works, and you will be able to make an educated decision on the plan that is right for you. As independent brokers, we work for you, not an insurance company.
We carry the top plans available in your area. Yes, it is confusing, but we work hard to make it clear, so you feel comfortable with making your decision.
As a client of Howard Medicare, we keep in touch as the years go by to ensure you have the best overall plan you can have. We want to earn your business for life.

By calling the number (or emailing the email) shown above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Medicare Insurance Plans. This is a solicitation for insurance.

We offer plans from these great companies:

  • UnitedHealthcare®
  • Anthem BC/BS
  • Aetna
  • IU Health
  • Mutual of Omaha
  • GPM
  • Wellcare
  • Silverscript
  • Marketplace
  • Ambetter
  • Caresource

HowardMedicare

Products

We specialize in helping people understand the rights and options they have with Medicare.

Medicare Supplement

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some…

Medicare Part D

Part D adds drug coverage to Original Medicare, via a stand-alone Part D plan, or comes incorporated…

Medicare Advantage Part C

Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts…

LTC, Health & Life Insurance

Long-term care (LTC) is a range of services and support for your personal care needs. Most long-term care…

Client Reviews – What Others Say About Us

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I will always recommend Mark! He's the best at what he does!
Carter Dial
Carter Dial
14:38 23 Feb 24
I want to thank you for all of your assistance in getting set up with Medicare. You have been GREAT! Thank you.
Sandy Naekel
Sandy Naekel
15:16 12 Jan 24
Matt is the Man !! Very knowledgeable & friendly . He put my mind at ease with choosing the right insurance for me and my family . Thanks again Matt . You made this decision very easy for me and my wife !
Shawn Riddle
Shawn Riddle
20:36 03 Jan 24
If you are in the dark about Medicare, and the zillion options make your head swim, call Mark!! He will clearly, concisely and efficiently lead you in the right direction. He is extremely knowledgable and patient and makes the process more than tolerable! Mark was recommended to me by a friend who has used him for herself and her elderly parents for a number of years, so he came highly recommended. Do yourself a favor and call Mark for fantastic assistance with Medicare options/decisions.
Eve Shirley
Eve Shirley
18:39 01 Dec 23
My Mom referred me to Mark and was insistent that I don't work with anyone other than him. When I spoke with Mark and he referred me to his son Matt I was very reluctant but decided to speak with him. I am SO glad I did. Matt is professional, personable, and VERY knowledgeable! Transitioning from one Insurance to another can be very difficult and he made it very smooth, explaining every single detail through the process and saving me several hundred dollars per month. THANK YOU MATT for everything!
Candi Perry
Candi Perry
22:37 30 Nov 23
He always on time and he’s very good define the good company for the patient
Amal Attalah
Amal Attalah
14:52 15 Nov 23
I spoke with Matt today about Insurance needs for my disabled adult , who is on Medicare / Medicaid . Matt was extremely helpful ! He came to our meeting prepared and ready discuss all options. I appreciate his expertise and his patience as I asked many questions and had many concerns. In the end , Matt helped me to make an informed decision . I highly recommend Matt and will continue to use his services in the future. Navigating the system can be very stressful but Matt made this an easy process. Thank you Matt Howard !
Donna Riedle
Donna Riedle
17:14 08 Nov 23
Great service and thorough care to find the best Medicare plan for my needs
Melissa Towler
Melissa Towler
08:57 08 Nov 23
Matt Howard was a pleasure to work with! He was very prepared and his presentation was well planned. He was knowledgeable and very patient answering my questions. I felt confident that he had my best interests as his priority. He made the process effortless.
Patsy Doyle
Patsy Doyle
11:39 07 Nov 23
Had a very informative and educational meeting with Matt today about my retirement. Matt was thorough with all the aspects of Medicare. He answered all my questions and helped me understand the perplexity of Medicare. I was very impressed with his professional demeanor and his personable attitude. I would highly recommend him to guide you through the retirement process.
Dianna Locke
Dianna Locke
22:07 06 Nov 23
Mark and sons are extremely knowledgeable and helpful. Mark has always returned my calls same day. He got me and my parents signed up in less than a hour.
angie cathcart
angie cathcart
14:10 02 Nov 23
Very caring and patient while I went through the transition onto Medicare. I highly recommend Mark.
Monica Vitale
Monica Vitale
20:25 01 Nov 23
I recently moved from Florida to Indiana and wondered how to receive medical insurance in a new state. Mark Howard to the rescue! He was very patient and knowlegeable about all things Medicare, AARP, HMO and PPO. He helped me navigate through all the plans and showed me which providers are covered in the network and the deadline for doctor appointments. Together, we chose the Medicare plan that best fit my needs. Thank you, Mark!
Bev Llewellyn
Bev Llewellyn
17:11 31 Oct 23
Matt was extremely knowledgeable and helpful!
Richard Thrapp
Richard Thrapp
16:46 30 Oct 23
Great information shared by him, explanations that are helpful, great follow up through mail and phone. Helpful in thinking through decisions regarding Medicare. He clearly knows his business.
Justine Thompson
Justine Thompson
14:19 28 Oct 23
Matt Howard has went above and beyond helping my wife and I with our Medicare plans and appreciate his time and expertise very professional !! Thanks Again!!
Tom Kreuzman
Tom Kreuzman
23:34 26 Oct 23
I have been planning my retirement and have had the extreme pleasure of collaborating with Matt Howard. Matt is phenomenal. He is knowledgeable, extremely helpful, patient and diligent with follow up and follow through. I would absolutely refer anyone to him. He is my forever go to guy! - Richetta Smith
Richetta Smith
Richetta Smith
17:02 26 Oct 23
Mark Howard was a very patient help to me.He walked me through the process of getting the right drug coverage for me.Yay!
Judy Campbell
Judy Campbell
16:47 24 Oct 23
Mark made the search for Medicare supplements absolutely painless!
Alice Ann VanBuskirk
Alice Ann VanBuskirk
15:06 24 Oct 23
Couldn't have a better agent for my needs. Excellent service.
Norma Cummings
Norma Cummings
19:35 16 Oct 23
Mark is professional, informative and very helpful in making the changes I needed.
Jane Milano
Jane Milano
16:27 16 Oct 23
Matt was extremely helpful to my wife and me as we navigated which healthcare marketplace plan to choose. Although I had a recent job switch that caused me to lose insurance coverage, Matt helped relieve that headache and answered every question we had. Now we have peace of mind with delivering our first kid later this year. Thanks, Matt!
Mirza Somun
Mirza Somun
11:31 12 Oct 23
Mark made the transition to Medicare stress free! I really appreciate his service.
Sherry Wells
Sherry Wells
14:34 29 Sep 23
Mark Howard is very knowledgeable about Medicare supplement & advantage plan. He can work the app & knows contact info for all the details (i.e. emergency pendant. ) Very helpful!
Susan Garvin
Susan Garvin
19:39 27 Sep 23
Mark was great walking me through Medicare and all the various options. Happily recommend him.
Tim Parshall
Tim Parshall
14:24 25 Sep 23
I had help from Mark and Brian to help me find insurance since my Medicare expired they were very nice and professional and made the process very quick and easy!
Joyce Zheng
Joyce Zheng
19:49 01 Sep 23
I talked to Mark after a family friend with a cognitive impairment lost his Medicaid. He is on traditional Medicare and I was adamant about getting a supplement for him, NOT an Advantage plan. I work in healthcare so I strongly dislike Advantage plans and Mark accommodated my preference. Mark was very friendly, helpful and knowledgeable about finding the right plan for him. My mom had Plan F but Mark explained why Plan G made more sense financially. Mark helped get him approved through UHC at a very reasonable price. My experience with Mark was outstanding and I’d recommend him to any family member or friend.
Amber Bowen
Amber Bowen
22:19 14 Aug 23
My experience with Mark and Brian Howard helping me with my Medicare supplement and advantage plan was awesome. They are so knowledgeable of the process, made it so easy to understand, and were so great to work with. They guided me all the way through from my application for Medicare to the determination of the very best plan to meet my individual, specific needs.
Dawn Hubble
Dawn Hubble
03:34 11 Aug 23
Mark did a great job getting us set up with both Medicare and a separate Advantage Plan.. Couldn't be happier!
Mark Dunham
Mark Dunham
14:37 23 Jun 23
Mark has been my go to for Medicare and Medicare Advantage. He laid out all pros and cons with numbers and in-person and always gets back to me when texted or emailed, usually immediately but always same day. He also picks up when I call if at all possible including weekends and always calls me back! Highly recommended!
chuck crosby
chuck crosby
17:24 22 Jun 23
Mark was very helpful in making sense of the confusion. A pleasure to work with.
Charles Munsell
Charles Munsell
15:45 09 Jun 23
Mark Howard has been a real Godsend during the Medicare enrollment process for myself and my husband. Without Mark I don’t know how we would have been able to navigate all the ins and outs of this very complicated ordeal. He’s number one in our book!
Mary Fischer
Mary Fischer
18:47 25 May 23
Very professional, on time with appointments, very friendly, answered absolutely Every question, and will be available for any follow up questions as well!
Lana terrell
Lana terrell
15:03 24 May 23
Made it so much easier to navigate purchasing insurance through the Marketplace. I wouldn't make changes or do it again without their help!
Leslie Burke
Leslie Burke
18:58 22 May 23
Great experience meeting with both Mark and Brian Howard. They answered all of our supplement and advance questions, and were very patient with me as a new Medicare client.
Cathy Barcus
Cathy Barcus
14:42 14 Apr 23
Mark is awesome. He listens to your needs and gets what is best for you. If he doesn’t know the answer he will tell you and get back with you when he finds the answer. I would recommend him to everyone needing help with their Medicare needs.
Judith Webb
Judith Webb
15:56 29 Mar 23
My experience with Mark Howard switching to Medicare and to an advantage plan with UHC was great. Mark was so very helpful and responsive navigating me through the process and options to make the best choice for me. Thank you for your time and expertise Mark!!
Cathy Wyler
Cathy Wyler
22:13 17 Mar 23
My husband and I had an initial conversation with Mark regarding original Medicare and Medicare Advantage plans. After leaving a voicemail message for him, he immediately responded to our inquiry, and was able to answer all of our questions. He also provided us with a detailed outline of the options available to us. Based on his knowledge and explanations, there was no question that he was a person we could rely on, as we make the decisions regarding our coverage.
Dare Soley
Dare Soley
18:04 08 Feb 23
Set my small business up with a group health plan. Good guy who was a big help as I was clueless.
sam brewer
sam brewer
22:47 26 Jan 23
Appreciate the great service.
Randall Redelman
Randall Redelman
15:18 26 Jan 23
Mark is extremely helpful and thorough. I rely on his advice for all things related to my insurance.
Lloyd Brooks
Lloyd Brooks
15:28 24 Jan 23
Excellent Agent.
John Gossett
John Gossett
15:24 29 Dec 22
Mark Howard is my AARPMedicare Advantage with United Healthcare and has been very helpful throughout the years of representing me. Mark has always been available at any time which I have always appreciated. Mark is very good at checking in yearly for a check-up of my plan and keeping me posted to the new policies. Mark always lets me know that my Medicare Supplemental Plan is the Best for my needs. OUTSTANDING
Sandra Grandison
Sandra Grandison
14:43 29 Dec 22
I recently engaged Mark Howard to help me to assess the best Medicare Plan-switch-options between three Plans I was reconsidering based on cost and future potential restrictions. Mark did a great job reviewing the overall lifecycle costs between the various plans I was considering and clarifying my misunderstandings about different Plan options and restrictions. Most importantly, Mark recommended that I strongly consider my employer's new exclusive Medicare Plan that included a special employer subsidy that he said was a great deal, even though he could not offer this exclusive Plan or a better Plan option himself.He also offered to provide future guidance if I had any other insurance-related questions and assistance in evaluating other future Plan options once my employer legacy subsidy has been expended. I highly recommend consulting Mark if you require assistance in Medicare Plan selection, changes, or switching.
Tim Ling
Tim Ling
03:49 12 Nov 22
I have worked with Mark the last 15 years. In that time he helped me with insurance when I owned my own business and now he has helped me with navigating Medicare. He always recommends for what is in the best interest of his clients. He offers all the options, makes recommendations but will always go with what YOU want to do. His only agenda is to do what is right by you. Thank you Mark for all of your time and assistance. You have saved me a lot of time and money.
Andy Garcia
Andy Garcia
16:43 09 Nov 22

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Disclaimer

Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

This site is not affiliated with or endorsed by the United States government, the federal Medicare program or the website medicare.gov. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (24 hours a day, 7 days a week) to get information on all of your options. When you call the number listed on this website, you will be directed to a licensed insurance sales agent or broker. This website is a solicitation of insurance. By providing us with your contact information, you agree that an authorized representative or licensed insurance agent/producer may contact you by telephone, email or mail to answer your questions or provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.