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Medicare Supplement

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like co-payments, co-insurance, and deductibles.

Medicare Part D

These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

Medicare Advantage Part C

Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits.

LTC, Health & Life Insurance

Long-term care (LTC) is a range of services and support for your personal care needs. 

Welcome to Howard Medicare, Medicare Supplement, Advantage, Prescription Drug Coverage

Call today for a no cost, no obligation Medicare Planning Review

Medicare planning is what we do
 
Whether you are transitioning to Medicare or have been in it awhile, with our guidance, you will understand how Medicare works, and you will be able to make an educated decision on the plan that is right for you. As independent brokers, we work for you, not an insurance company.
We carry the top plans available in your area. Yes, it is confusing, but we work hard to make it clear, so you feel comfortable with making your decision.
As a client of Howard Medicare, we keep in touch as the years go by to ensure you have the best overall plan you can have. We want to earn your business for life.

By calling the number (or emailing the email) shown above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Medicare Insurance Plans. This is a solicitation for insurance.

We offer plans from these great companies:

  • UnitedHealthcare®
  • Anthem BC/BS
  • Aetna
  • IU Health
  • Mutual of Omaha
  • GPM
  • Wellcare
  • Silverscript
  • Marketplace
  • Ambetter
  • Caresource

HowardMedicare

Products

We specialize in helping people understand the rights and options they have with Medicare.

Medicare Supplement

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some…

Medicare Part D

Part D adds drug coverage to Original Medicare, via a stand-alone Part D plan, or comes incorporated…

Medicare Advantage Part C

Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts…

LTC, Health & Life Insurance

Long-term care (LTC) is a range of services and support for your personal care needs. Most long-term care…

Client Reviews – What Others Say About Us

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Matt Howard is the best at explaining Medicare options and helping you step by step. I have never worked with someone who is more knowledgeable, patient, and willing to help. I get flustered by medical information and often make things harder for myself but Matt always tells me what I need to know and explains it clearly and has many times gone above and beyond. I recommend Matt to everyone I know who is dealing with Medicare questions.
Carolyn Rummel
Carolyn Rummel
18:23 25 Feb 25
Matt was awesome to work with. Made sure we understood all coverages and information.
Joe Barcus
Joe Barcus
14:35 25 Feb 25
Informative, not pushy, works to fit plans to your individual needs.
David H
David H
21:04 24 Feb 25
Matt is the most down to earth person, he will take care of you providing the best suitable healthcare plan for you, he deserves a million stars
Ely Marco
Ely Marco
20:48 24 Feb 25
Matt was very knowledgeable he was able to answer all of our questions and help my husband and I choose the best insurance to meet our needs.. I highly recommend him!
Marsha Shinn
Marsha Shinn
03:27 20 Feb 25
Mark Howard is a great help, as I quickly discovered, while I searched for the best Medicare supplement to fit my needs.He thoroughly knows the world of Medicare supplement choices and found several which suit me.I chose the one most appealing to me and my health condition.Before meeting Mark I was confused about the decisions I needed to make. Mark calmly cleared away my misperceptions and made my task one of enjoyment.Thank you so much, Mark Howard!!!happily,Scott Graham
Scott Graham
Scott Graham
19:15 05 Feb 25
Always has time for me- knows everything so I don’t have to❤️
Susan Kitterman
Susan Kitterman
16:58 24 Jan 25
Mark was very helpful with navigating the Medicare process.
Kim Payne
Kim Payne
21:43 18 Jan 25
Mark has been a godsend for us in navigating the Medicare ins and outs. He has patiently and promptly responded to all my crazy questions, too!
Holly Lyons
Holly Lyons
19:00 17 Jan 25
I love giving 5-star reviews, and this is a new one! A good friend recommended Matt and his team to us, and after a few conversations we knew Howard Insurance would be a great partner for us as we investigate a change in our healthcare insurance. I highly recommend Howard Insurance!
Nam Ssob
Nam Ssob
20:28 16 Dec 24
This is my second year working with Mark. He assisted me as well as my mother. Mark does a great job explaining the options and walking you through the process. Highly recommend Mark for your Medicare plan needs.
JSA
JSA
18:11 07 Dec 24
Mark is kind and knowledgeable. Always available for advice and help. I highly recommend Howard Medicare
Jill Cooke
Jill Cooke
14:58 04 Dec 24
Had a great meeting today with Mark, helped me navigate my benefits! Love that I have him on board to make sure I have great benefits!
Sandy Engle
Sandy Engle
14:56 04 Dec 24
Mark has been our advocate for years and has always worked in our best interests. No questions left in answered - Looking forward to more great service in the future!Helmut & Connie
Helmut Kientz
Helmut Kientz
01:02 04 Dec 24
I called Mark to get help adding some coverage to my existing PPO plan. During the discussion, He explained an HMO plan that was less expensive and with equal coverage. I really appreciated his expertise and kind conversation.
Rod Caldwell
Rod Caldwell
21:52 03 Dec 24
Matt is awesome!
Jacob Bay
Jacob Bay
21:12 29 Nov 24
Mark was very helpful with explaining and working with us to get the best Medicare coverage for my mother. He was patient, friendly, knowledgeable, and respectful through the our whole interaction. I would highly recommend him.
Elaine Renollet
Elaine Renollet
14:34 27 Nov 24
I spoke with Mark Howard today regarding Medicare options and I am immensely pleased. I was extremely impressed with his fund of knowledge and his ability to navigate the confusing options— he found the very best plan for me. I am very grateful for his expertise and his pleasant demeanor. Thank you Mark for your kindness and assistance!
Rose Mullen
Rose Mullen
22:13 20 Nov 24
Mark Howard is a wealth of Medicare knowledge! He was extremely helpful, reassuring and patient with me as I explained our particular situation. He explained our choices perfectly and in a way that I could understand. My husband and I highly recommend him!
Patricia Butler
Patricia Butler
17:04 20 Nov 24
With many years of experience, Mark is clearly expert in his field. He is patient, thorough and diligent in ensuring his clients fully understand his recommendations for their wellbeing. He is very easy to interact with and fully solicits client input to help them make the best informed decisions they can. Highly recommend for your consideration and partnership.
John Robertson
John Robertson
21:27 19 Nov 24
As always, Mark is super helpful and is also very empathetic when it comes to all of the questions I have.
JoysClassicComfort Joy Carter
JoysClassicComfort Joy Carter
16:45 18 Nov 24
I appreciated the information Mark shared with me regarding several plans available to me. He was very knowledgeable and made the decision making easy. Thanks Mark
Penney Fowler
Penney Fowler
19:05 14 Nov 24
I have to say I get confused to know which plan best fits me. I contacted Mark Howard he had helped me last year and again this year helping me with the Medicare Supplements that best fits me cause things do change every year! He explained things very simply to me and made things clearer to understand, he was a great help!! Thanks Mark!
kathy berry
kathy berry
23:41 13 Nov 24
Matt Howatd has been a Godsend kindly guiding us through the health insurance marketplace. He makes it easy to work with him and has a great knowledge base. Highly recommend!
my name jeff (mcsweet)
my name jeff (mcsweet)
19:11 13 Nov 24
Matt was very helpful guiding me through the marketplace medical options. Thankful for his help.
L. Black
L. Black
17:21 13 Nov 24
Matt was great to work with and answered all of my questions before I selected a plan. I highly recommend him!
Rex Buckley
Rex Buckley
23:17 12 Nov 24
We found ourselves in a real bind and Matt Howard was nothing short of amazing to work with. He has vast knowledge and experience in this overly-complicated industry. Not only did Matt help guide us through the process, he also provided us with incredible peace of mind. Highly highly highly recommend!
LeeAnn Clifford
LeeAnn Clifford
18:55 12 Nov 24
Mark is amazing! He took his time and made sure I understood everything, and I never felt rushed or pressured. I recommend Mark to anyone looking for a Medicare plane! Thank you Mark!
Steve Glasel
Steve Glasel
18:32 12 Nov 24
Matt is a pleasure to work with. He makes shopping for health insurance easy and painless!
Jessica Tays
Jessica Tays
18:29 12 Nov 24
Matt us helpful, informative and knowledgeable in this insurance jungle!
Luana Dulin
Luana Dulin
14:09 12 Nov 24
I can't give enough praise for Matt in helping with our social security and medicare insurance applications! Matt is so patient and polite which makes this whole process go smooth. Please do not hesitate in using Howard Medicare for your retirement needs. Thank you Matt!!!Had a very informative and educational meeting with Matt today about my retirement. Matt was thorough with all the aspects of Medicare. He answered all my questions and helped me understand the perplexity of Medicare. I was very impressed with his professional demeanor and his personable attitude. I would highly recommend him to guide you through the retirement process.
Dianna Locke
Dianna Locke
15:55 11 Nov 24
Professional and informative with timely responses and ability to execute quickly.
Jane Hendrickson
Jane Hendrickson
21:21 09 Nov 24
Matt is very effective in finding the right policy and efficient in completing the enrollment process.
Martin Draper
Martin Draper
15:58 05 Nov 24
Matt is always great to work with! He is very knowledgeable and truly cares about helping you get the plan that works best for you. I highly recommend him if you need help picking a plan or just have questions!
julie moore
julie moore
15:00 05 Nov 24
Great service! Quick and easy. Matt is fantastic to work with.
Ryan Hussey
Ryan Hussey
12:06 05 Nov 24
Matt helped me figure out what would be the best Medicare plan for me. He was so helpful, very kind and well-informed. I would encourage anyone looking for help with this confusing decision to reach out to Matt!
Mary Martha Johnston
Mary Martha Johnston
19:47 04 Nov 24
This group has been very helpful in navigating the Insurance dilemma. They do all the foot work so you can makeyour decision. You never need to talk to an insurance company.
Kathy McGreal
Kathy McGreal
17:26 03 Nov 24
I have spoken with a few agents to apply for my Medicare supplement coverage as I’ll be 65 in January’25. I decided to work with Mark Howard as he’s the most prompt and professional agent. He’s also very kind in the way he explained all the details and options. He even helped to switch my parents’ Medicare plan to a better one with more benefits and savings. I recommend him highly!
Mia Park
Mia Park
15:45 02 Nov 24
Matt is a pleasure to work with and very knowledgeable. Glad to have him help me.
April L
April L
20:53 01 Nov 24
For your Marketplace Insurance needs Matt Howard is your guy!! He will work with you until all your health insurance needs are met .Thank you Matt for all your help it's very much appreciated sir.
Nana P
Nana P
17:25 01 Nov 24
Matt is amazing!! He makes things so simple. I would highly recommend him!!
Vicki Miller
Vicki Miller
14:12 31 Oct 24
Matt has made the transition to Medicare and Supplemental Coverage much easier than expected. He has been informative and responsive throughout the process. I highly recommend Matt if you are looking to start Medicare and need additional information and explanation of the process.
William Schaefer
William Schaefer
17:08 30 Oct 24
Matt took the time to understand what i wanted and needed out of a Medicare Supplement product. He guided me to the product that best served my needs. He made certain that all of my questions were answered. Would absolutely recommend using his services.
Debra Smith
Debra Smith
21:49 25 Oct 24
Mark was so helpful in explaining the benefits of plans. Friendly and easy to talk to and put my mind at ease discussing the plans.
Sheryl Hill
Sheryl Hill
15:40 24 Oct 24
Being new to Medicare, Matt provided expert advice and explained our options well.
Tom Prestridge
Tom Prestridge
13:37 23 Oct 24
Matt is great! Highly recommended
Andrea Quint
Andrea Quint
15:28 22 Oct 24
Matt came out to go over plans for Dena and me. Dena is getting ready to leave her group plan, and I wanted to explore programs from other insurers. Matt explained everything very well and not with a lot of insurance gobblety hook. We highly recommend Matt.
Jack Farling
Jack Farling
23:07 21 Oct 24
Mark Howard is the real deal. He was professional, thorough, and very knowledgeable in answering all my questions. I highly recommend him for your Medicare needs!
Delores Allison
Delores Allison
14:35 19 Oct 24
Absolutely love Matt Howard. He explained Medicare and supplemental insurance with ease and answered all our questions. He took the time needed but with his knowledge it went very quickly and smoothly, plus he made it fun! We highly recommend him for your insurance needs.
Linda DeMuyt
Linda DeMuyt
18:40 18 Oct 24

Contact Us Today

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Contact Mark, Brian or Matt today for a no cost, no obligation Medicare Planning Review

  • Yes, I would like to have a licensed insurance agent call or email me about Medicare Advantage plans, Medicare Part D Prescription Drug plans, and/or Medicare Supplement insurance. This is a solicitation for insurance.

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Disclaimer

Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

This site is not affiliated with or endorsed by the United States government, the federal Medicare program or the website medicare.gov. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (24 hours a day, 7 days a week) to get information on all of your options. When you call the number listed on this website, you will be directed to a licensed insurance sales agent or broker. This website is a solicitation of insurance. By providing us with your contact information, you agree that an authorized representative or licensed insurance agent/producer may contact you by telephone, email or mail to answer your questions or provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.