Products & Services
Mark Howard – Life and Health Insurance Since 1986
Medicare Supplement
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t, like co-payments, co-insurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when traveling outside the U.S. Some also cover health club membership fees.
Medicare Part D
MEDICARE PART D
Part D adds drug coverage to Original Medicare, via a stand-alone Part D plan, or comes incorporated into a Medicare Part C ‘Advantage’ plan.
Medicare Advantage Part C
Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare.
Long Term Care/Life Insurance
Long-term care (LTC) is a range of services and support for your personal care needs. Most long-term care isn’t medical care. Instead, most long-term care is help with basic personal tasks of everyday life like bathing, dressing, and using the bathroom, sometimes called activities of daily living. Medicare doesn’t cover long-term care (also known as custodial care) if that’s the only care you need. Most nursing home care is custodial care. You pay 100% for non-covered services, including most long-term care. We can help you plan for that time.
We also offer health insurance plans (for under 65, marketplace, short term major medical) in addition to Term, Whole life, or Universal Life Insurance.
Client Reviews
Mark was extremely helpful with the whole Medicare process and I cannot recommend him highly enough!
Stephen Hanes
23:58 11 Sep 24
When it came time to pick a Medicare supplement, I knew it would be a complicated choice. I was glad to find Mark. He knew the ins and outs of each company and helped me find the one that fit my needs.
John Ellis
21:13 03 Sep 24
Thank you Mark Howard. I was confused about Medicare and all the different options, but you patiently explained it all to me and took all the time I needed to pick a plan that worked for me. You have always answered my calls and questions immediately and if anyone is looking for a kind, patient, and informed person to help with any Medicare questions or plans, give Mark a call. 5 stars for sure!
Kim Williams
15:55 28 Aug 24
My husband and I recently moved from MA to Westfield, IN. I am a native of IN and my husband is now a New England "transplant". We are so happy to be here!I needed to change my Medicare and my husband needed to sign up. I was given Mark's name by my dentist. I called him and he was able to find and set me up with the perfect plan for me. My husband met with Mark today and had the same, 5 star experience. As a retired RN, I know the importance of working with someone who really knows Medicare. Mark is that person! We would recommend him to anyone needing new or different coverage or anyone who just wants to have a better understanding of Medicare in general. We are 100% satisfied! Thank you, Mark!Cris and Bob HagopianWestfield, IN
Cristina Brueggeman
15:08 20 Aug 24
The entire Medicare process was smooth, uncomplicated and quick thanks to the expertise of Mark Howard! I highly recommend Mark and his team!
Bob Hagopian
14:18 20 Aug 24
He explained everything perfect and was patient with me
Suzy Richards
14:34 12 Jul 24
Mark & Son were/are alongside me all the way! Always available and no question or issue that couldn't be answered and solved in the affirmative! These two are going to save this country!
Bruce Tague
20:49 24 May 24
Mark always so well informed with clear explanations of my options.
Tim Meyer Music
15:35 07 May 24
Mark Howard is knowledgeable about all things related to Medicare Supplement and Advantage plans and was patient, responsive and flexible when things didn't go as planned on our end. He is a great help!
Dana Robinson
14:59 07 May 24
Mark was very professional and made applying for Medicare very easy. I give him 5 stars and would highly recommend him.
Gena vanMeter
19:14 18 Apr 24
Mark the Medicare Man!
daniel Franklin
14:28 11 Apr 24
Mark Howard is who you need to call for information regarding Medicare/supplements & health insurance! I had no idea what I was doing & he walked me step by step! He is patient & will answer all your questions! It will not cost you anything BUT will give you peace of mind knowing it was done correctly!
Debbie Drummy
16:12 03 Apr 24
Mark was extremely helpful and walked me through my insurance options. Answered all my question. Highly recommended.
Maria Largaespada
14:16 22 Mar 24
I highly recommend Mark, Matt and the whole team. They do a great job.
Duane Long
14:20 19 Mar 24
Mark was recommended by trusted friend. He is still trusted. Mark is fantastic. Most importantly he knows the system and products well. Answered questions I wouldn't have known to ask. He could not have made it easier. Thrilled with the plan I selected. I know I don't have to worry about this process again. I will just call Mark when the time comes next year.
JSA
23:56 07 Mar 24
I will always recommend Mark! He's the best at what he does!
Carter Dial
14:38 23 Feb 24
I want to thank you for all of your assistance in getting set up with Medicare. You have been GREAT! Thank you.
Sandy N
15:16 12 Jan 24
Matt is the Man !! Very knowledgeable & friendly . He put my mind at ease with choosing the right insurance for me and my family . Thanks again Matt . You made this decision very easy for me and my wife !
Shawn Riddle
20:36 03 Jan 24
If you are in the dark about Medicare, and the zillion options make your head swim, call Mark!! He will clearly, concisely and efficiently lead you in the right direction. He is extremely knowledgable and patient and makes the process more than tolerable! Mark was recommended to me by a friend who has used him for herself and her elderly parents for a number of years, so he came highly recommended. Do yourself a favor and call Mark for fantastic assistance with Medicare options/decisions.
Eve Shirley
18:39 01 Dec 23
My Mom referred me to Mark and was insistent that I don't work with anyone other than him. When I spoke with Mark and he referred me to his son Matt I was very reluctant but decided to speak with him. I am SO glad I did. Matt is professional, personable, and VERY knowledgeable! Transitioning from one Insurance to another can be very difficult and he made it very smooth, explaining every single detail through the process and saving me several hundred dollars per month. THANK YOU MATT for everything!
Candi Perry
22:37 30 Nov 23
He always on time and he’s very good define the good company for the patient
Amal Attalah
14:52 15 Nov 23
I spoke with Matt today about Insurance needs for my disabled adult , who is on Medicare / Medicaid . Matt was extremely helpful ! He came to our meeting prepared and ready discuss all options. I appreciate his expertise and his patience as I asked many questions and had many concerns. In the end , Matt helped me to make an informed decision . I highly recommend Matt and will continue to use his services in the future. Navigating the system can be very stressful but Matt made this an easy process. Thank you Matt Howard !
Donna Riedle
17:14 08 Nov 23
Great service and thorough care to find the best Medicare plan for my needs
Melissa Towler
08:57 08 Nov 23
Matt Howard was a pleasure to work with! He was very prepared and his presentation was well planned. He was knowledgeable and very patient answering my questions. I felt confident that he had my best interests as his priority. He made the process effortless.
Patsy Doyle
11:39 07 Nov 23
Had a very informative and educational meeting with Matt today about my retirement. Matt was thorough with all the aspects of Medicare. He answered all my questions and helped me understand the perplexity of Medicare. I was very impressed with his professional demeanor and his personable attitude. I would highly recommend him to guide you through the retirement process.
Dianna Locke
22:07 06 Nov 23
Mark and sons are extremely knowledgeable and helpful. Mark has always returned my calls same day. He got me and my parents signed up in less than a hour.
angie cathcart
14:10 02 Nov 23
Very caring and patient while I went through the transition onto Medicare. I highly recommend Mark.
Monica Vitale
20:25 01 Nov 23
I recently moved from Florida to Indiana and wondered how to receive medical insurance in a new state. Mark Howard to the rescue! He was very patient and knowlegeable about all things Medicare, AARP, HMO and PPO. He helped me navigate through all the plans and showed me which providers are covered in the network and the deadline for doctor appointments. Together, we chose the Medicare plan that best fit my needs. Thank you, Mark!
Bev Llewellyn
17:11 31 Oct 23
Matt was extremely knowledgeable and helpful!
Richard Thrapp
16:46 30 Oct 23
Great information shared by him, explanations that are helpful, great follow up through mail and phone. Helpful in thinking through decisions regarding Medicare. He clearly knows his business.
Justine Thompson
14:19 28 Oct 23
Matt Howard has went above and beyond helping my wife and I with our Medicare plans and appreciate his time and expertise very professional !! Thanks Again!!
Tom Kreuzman
23:34 26 Oct 23
I have been planning my retirement and have had the extreme pleasure of collaborating with Matt Howard. Matt is phenomenal. He is knowledgeable, extremely helpful, patient and diligent with follow up and follow through. I would absolutely refer anyone to him. He is my forever go to guy! - Richetta Smith
Richetta Smith
17:02 26 Oct 23
Mark Howard was a very patient help to me.He walked me through the process of getting the right drug coverage for me.Yay!
Judy Campbell
16:47 24 Oct 23
Mark made the search for Medicare supplements absolutely painless!
Alice Ann VanBuskirk
15:06 24 Oct 23
Couldn't have a better agent for my needs. Excellent service.
Norma Cummings
19:35 16 Oct 23
Mark is professional, informative and very helpful in making the changes I needed.
Jane Milano
16:27 16 Oct 23
Matt was extremely helpful to my wife and me as we navigated which healthcare marketplace plan to choose. Although I had a recent job switch that caused me to lose insurance coverage, Matt helped relieve that headache and answered every question we had. Now we have peace of mind with delivering our first kid later this year. Thanks, Matt!
Mirza Somun
11:31 12 Oct 23
Mark made the transition to Medicare stress free! I really appreciate his service.
Sherry Wells
14:34 29 Sep 23
Mark Howard is very knowledgeable about Medicare supplement & advantage plan. He can work the app & knows contact info for all the details (i.e. emergency pendant. ) Very helpful!
Susan Garvin
19:39 27 Sep 23
Mark was great walking me through Medicare and all the various options. Happily recommend him.
Tim Parshall
14:24 25 Sep 23
I had help from Mark and Brian to help me find insurance since my Medicare expired they were very nice and professional and made the process very quick and easy!
Joyce Zheng
19:49 01 Sep 23
I talked to Mark after a family friend with a cognitive impairment lost his Medicaid. He is on traditional Medicare and I was adamant about getting a supplement for him, NOT an Advantage plan. I work in healthcare so I strongly dislike Advantage plans and Mark accommodated my preference. Mark was very friendly, helpful and knowledgeable about finding the right plan for him. My mom had Plan F but Mark explained why Plan G made more sense financially. Mark helped get him approved through UHC at a very reasonable price. My experience with Mark was outstanding and I’d recommend him to any family member or friend.
Amber Bowen
22:19 14 Aug 23
My experience with Mark and Brian Howard helping me with my Medicare supplement and advantage plan was awesome. They are so knowledgeable of the process, made it so easy to understand, and were so great to work with. They guided me all the way through from my application for Medicare to the determination of the very best plan to meet my individual, specific needs.
Dawn Hubble
03:34 11 Aug 23
Mark did a great job getting us set up with both Medicare and a separate Advantage Plan.. Couldn't be happier!
Mark Dunham
14:37 23 Jun 23
Mark has been my go to for Medicare and Medicare Advantage. He laid out all pros and cons with numbers and in-person and always gets back to me when texted or emailed, usually immediately but always same day. He also picks up when I call if at all possible including weekends and always calls me back! Highly recommended!
chuck crosby
17:24 22 Jun 23
Contact Us Today
Let us start helping you over the phone today.
Contact Mark, Brian or Matt today for a no cost, no obligation Medicare Planning Review