Products & Services
Mark Howard – Life and Health Insurance Since 1986
Medicare Supplement
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t, like co-payments, co-insurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when traveling outside the U.S. Some also cover health club membership fees.
Medicare Part D
MEDICARE PART D
Part D adds drug coverage to Original Medicare, via a stand-alone Part D plan, or comes incorporated into a Medicare Part C ‘Advantage’ plan.
Medicare Advantage Part C
Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare.
Long Term Care/Life Insurance
Long-term care (LTC) is a range of services and support for your personal care needs. Most long-term care isn’t medical care. Instead, most long-term care is help with basic personal tasks of everyday life like bathing, dressing, and using the bathroom, sometimes called activities of daily living. Medicare doesn’t cover long-term care (also known as custodial care) if that’s the only care you need. Most nursing home care is custodial care. You pay 100% for non-covered services, including most long-term care. We can help you plan for that time.
We also offer health insurance plans (for under 65, marketplace, short term major medical) in addition to Term, Whole life, or Universal Life Insurance.
Client Reviews
Mark made the transition to Medicare stress free! I really appreciate his service.
Sherry Wells
14:34 29 Sep 23
Mark Howard is very knowledgeable about Medicare supplement & advantage plan. He can work the app & knows contact info for all the details (i.e. emergency pendant. ) Very helpful!
Susan Garvin
19:39 27 Sep 23
Mark was great walking me through Medicare and all the various options. Happily recommend him.
Tim Parshall
14:24 25 Sep 23
I had help from Mark and Brian to help me find insurance since my Medicare expired they were very nice and professional and made the process very quick and easy!
Joyce Zheng
19:49 01 Sep 23
I talked to Mark after a family friend with a cognitive impairment lost his Medicaid. He is on traditional Medicare and I was adamant about getting a supplement for him, NOT an Advantage plan. I work in healthcare so I strongly dislike Advantage plans and Mark accommodated my preference. Mark was very friendly, helpful and knowledgeable about finding the right plan for him. My mom had Plan F but Mark explained why Plan G made more sense financially. Mark helped get him approved through UHC at a very reasonable price. My experience with Mark was outstanding and I’d recommend him to any family member or friend.
Amber Bowen
22:19 14 Aug 23
My experience with Mark and Brian Howard helping me with my Medicare supplement and advantage plan was awesome. They are so knowledgeable of the process, made it so easy to understand, and were so great to work with. They guided me all the way through from my application for Medicare to the determination of the very best plan to meet my individual, specific needs.
Dawn Hubble
03:34 11 Aug 23
Mark did a great job getting us set up with both Medicare and a separate Advantage Plan.. Couldn't be happier!
Mark Dunham
14:37 23 Jun 23
Mark has been my go to for Medicare and Medicare Advantage. He laid out all pros and cons with numbers and in-person and always gets back to me when texted or emailed, usually immediately but always same day. He also picks up when I call if at all possible including weekends and always calls me back! Highly recommended!
chuck crosby
17:24 22 Jun 23
Mark was very helpful in making sense of the confusion. A pleasure to work with.
Charles Munsell
15:45 09 Jun 23
Mark Howard has been a real Godsend during the Medicare enrollment process for myself and my husband. Without Mark I don’t know how we would have been able to navigate all the ins and outs of this very complicated ordeal. He’s number one in our book!
Mary Fischer
18:47 25 May 23
Very professional, on time with appointments, very friendly, answered absolutely Every question, and will be available for any follow up questions as well!
Lana terrell
15:03 24 May 23
Made it so much easier to navigate purchasing insurance through the Marketplace. I wouldn't make changes or do it again without their help!
Leslie Burke
18:58 22 May 23
Great experience meeting with both Mark and Brian Howard. They answered all of our supplement and advance questions, and were very patient with me as a new Medicare client.
Cathy Barcus
14:42 14 Apr 23
Mark is awesome. He listens to your needs and gets what is best for you. If he doesn’t know the answer he will tell you and get back with you when he finds the answer. I would recommend him to everyone needing help with their Medicare needs.
Judith Webb
15:56 29 Mar 23
My experience with Mark Howard switching to Medicare and to an advantage plan with UHC was great. Mark was so very helpful and responsive navigating me through the process and options to make the best choice for me. Thank you for your time and expertise Mark!!
Cathy Wyler
22:13 17 Mar 23
My husband and I had an initial conversation with Mark regarding original Medicare and Medicare Advantage plans. After leaving a voicemail message for him, he immediately responded to our inquiry, and was able to answer all of our questions. He also provided us with a detailed outline of the options available to us. Based on his knowledge and explanations, there was no question that he was a person we could rely on, as we make the decisions regarding our coverage.
Dare Soley
18:04 08 Feb 23
Set my small business up with a group health plan. Good guy who was a big help as I was clueless.
sam brewer
22:47 26 Jan 23
Appreciate the great service.
Randall Redelman
15:18 26 Jan 23
Mark is extremely helpful and thorough. I rely on his advice for all things related to my insurance.
Lloyd Brooks
15:28 24 Jan 23
Excellent Agent.
John Gossett
15:24 29 Dec 22
Mark Howard is my AARPMedicare Advantage with United Healthcare and has been very helpful throughout the years of representing me. Mark has always been available at any time which I have always appreciated. Mark is very good at checking in yearly for a check-up of my plan and keeping me posted to the new policies. Mark always lets me know that my Medicare Supplemental Plan is the Best for my needs. OUTSTANDING
Sandra Grandison
14:43 29 Dec 22
I recently engaged Mark Howard to help me to assess the best Medicare Plan-switch-options between three Plans I was reconsidering based on cost and future potential restrictions. Mark did a great job reviewing the overall lifecycle costs between the various plans I was considering and clarifying my misunderstandings about different Plan options and restrictions. Most importantly, Mark recommended that I strongly consider my employer's new exclusive Medicare Plan that included a special employer subsidy that he said was a great deal, even though he could not offer this exclusive Plan or a better Plan option himself.He also offered to provide future guidance if I had any other insurance-related questions and assistance in evaluating other future Plan options once my employer legacy subsidy has been expended. I highly recommend consulting Mark if you require assistance in Medicare Plan selection, changes, or switching.
Tim Ling
03:49 12 Nov 22
I have worked with Mark the last 15 years. In that time he helped me with insurance when I owned my own business and now he has helped me with navigating Medicare. He always recommends for what is in the best interest of his clients. He offers all the options, makes recommendations but will always go with what YOU want to do. His only agenda is to do what is right by you. Thank you Mark for all of your time and assistance. You have saved me a lot of time and money.
Andy Garcia
16:43 09 Nov 22
My experience with Mark was incredible. He assisted in getting me enrolled into an Aetna Medicare Advantage plan recently and the benefits have been extremely outstanding. He made this difficult process seamless and stress free. Knowing all the options with Medicare Advantage, Medicare Supplement and RX aided me in choosing a remarkable plan that fits my insurance needs.I highly recommend letting Mark assist you with your Medicare needs.
Alfonso Page
19:17 19 Aug 22
When it comes to Mark, I can say that I am very delighted to have worked with him. His knowledge about the Medicare process is phenomenal. He responds back to me rapidly, all while being very thorough and in depth with Medicare Supplements, Medicare Advantage and Part D selections. I can tell he is sincere and honest, which helps me to do business with him. Thank you Mark for accommodating my very vital insurance needs!!!
Jennifer Moore
19:26 15 Aug 22
Mark has always been very helpful and knowledgeable when it came to helping "weed" through the Medicare process. He made thing easy to understand and was patient with our questions. This was true initially and has been true since. I had had a few different questions over the years and he has verified and provided me the needed answers.I am truly thankful we found him and have recommended him to family and friends.
Melanie Smith
19:17 15 Aug 22
Mark has been extremely helpful in taking care of our Medicare insurance needs. Highly recommend
Leslie Baas
20:35 02 Aug 22
Mark is so knowledgeable about all those items relating to health insurance. He has gone above and beyond to assist me when my husband needed extra attention. I have confidence knowing that that Mark is able to answer all of our questions and steer me in the right direction.
Gail Harpold
20:09 29 Jul 22
Very knowledgeable and helpful
Joanne Shadrix
18:06 27 Jul 22
Mark did an outstanding job of walking me through the process. We will be meeting later this year to look at everything again and make any needed changes. I highly recommend him as a Medicare resource!
Tim Berger
17:58 12 Jul 22
Mark has been very helpful in getting me signed up for the best Medicare plan to fit my needs. He is very knowledgeable about the variety of plans which are available.
Maureen Madden
19:51 11 Jul 22
Mark has been my Medicare advisor for the past 10 years. He is a really good listener and considers all options that best suit my needs. I have complete confidence in him with my insurance needs.
Mary Mahlstadt
20:41 29 Jun 22
We've really enjoyed working with Mark Howard - The Medicare Guy. He has us all setup for the insurance we need for retirement. Mark is professional, knowledgeable, dependable and we highly recommend him!
Cynthia Schultz
04:27 27 Jun 22
Mark made the process of choosing and signing up for my Medicare Advantage plan supper easy.
Bill York
16:41 23 Jun 22
I appreciate that Mark always responds timely to my questions, I plan to stay with him until forever! Mark is very smart in all things Medicare, supplements, Advantage and prescription drug plans. I do not know anyone who is better than him. Super smart!!!
Ed Mniszewski
23:15 21 Jun 22
Mark will walk you through every step of signing up for Medicare. He is knowledgeable, patient, and was a pleasure to work with.
Cheryl Moore
21:45 21 Jun 22
I enjoyed working with Mark at Howard Medicare, he is very knowledgeable about 'all-things' Medicare, and was able to answer all my questions. Working together I believe we made a good decision, selecting traditional Medicare with a supplement and Part D drug plan. You won't regret working with Mark.
Craig Davis
15:33 07 Jun 22
Mark Howard is extremely knowledgeable, affable, punctual, well prepared, and super helpful in navigating the labyrinth that can be Medicare Supplement, Advantage, and prescription drug plans. He's literally hands-on in filling out the online applications, making the process virtually painless. In short, Mark does Medicare extraordinaire!
Mark Acey
15:54 06 Jun 22
Super easy to work with
Michael Klink
17:37 03 Jun 22
Mark Howard made a difficult Medicare Supplement and Perscription Drug Planning process easy peasy. Call him if you need help too.
Connie Hill, REALTOR
20:51 25 May 22
If you are in the market for Medicare coverage, do yourself a favor and call Mark Howard. Mark is a real pro who will become a trusted partner in the confusing world of Medicare options.
Jack Benson
14:09 04 May 22
You will not find a more knowledgeable and easier to work with individual than Mark when it comes to anything Medicare. It is confusing and there are a lot of pitfalls, Mark will get you thru them. Works with all carriers and has only your best interest at heart.
Brandon Dexter
19:45 20 Apr 22
I handle all of my father's healthcare with Mark Howard. It can get very overwhelming and confusing especially when you're caring for your aging parents. I HIGHLY recommend Mark! I could not make it without him!I email or call him anytime I have a question. He responds SAME DAY and gives me the personal attention that our society is lacking these days in customer service. I feel like he's a family friend. My in-laws referred me to him years ago. I had no idea where to start and Mark met with me and personalized my dad's healthcare plan to his specific needs. I was clueless! Thank you Mark! :)If you are overwhelmed like I was and do not want to call a 1-800 number and wait...and wait....Please call Mark. You will not regret it!P.S. He even ordered my dad's FREE fit-bit that I forgot about. :))
Stacy Johnson
17:22 23 Mar 22
I called Mark on the recommendation of my finance guy and he was able to meet with us the same afternoon to get me set up for my initial Medicare supplement plan and update my husband’s plan. He explained the options very thoroughly and answered my questions to clarify. And I really appreciated that he followed up with my plan application and told me what to look for online to check the progress. He was very helpful throughout the entire process and I feel he will be available if we have more questions. I’d definitely recommend Mark Howard to set up your Medicare plans.
Beverly Hoffman
17:48 16 Dec 21
Mark went out of his way to save us a lot of money on our plan. He patiently walked us through the info we needed to drop into each screen. Without hesitation I recommend Mark to anyone wanting help navigating the choices in Medicare Supplement plans.
Nick Milano
23:44 13 Dec 21
After receiving notification that my Medicare Part D plan premium was going to more than double in 2022, I went looking for advice on other options. I found Mark Howard Medicare highly recommended on the Nextdoor app as well as on Google. I contacted him via email and he responded very quickly. We set a phone appointment to review options for my prescription plan as well as my Medicare supplement plan. I found Mark to be very knowledgeable regarding a variety of plans. He was also very personable, making our interaction very comfortable. We ended up identifying a Part D plan that not only met my needs but also reulted in substantial savings. He also recommended no change on my current supplement plan. I would highly recommend his services and will be a repeat customer should I need future assistance.
Beth Johnson
16:08 07 Dec 21
Mark does a wonderful job of explaining Medicare supplement plans. He is patient answering my questions. Very helpful with application. I highly recommend Mark for your Medicare supplement insurance.
Brenda Gaskins
17:01 29 Nov 21
Contact Us Today
Let us start helping you over the phone today.
Contact Mark, Brian or Matt today for a no cost, no obligation Medicare Planning Review