Products & Services
Mark Howard – Life and Health Insurance Since 1986
Medicare Supplement
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t, like co-payments, co-insurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when traveling outside the U.S. Some also cover health club membership fees.
Medicare Part D
MEDICARE PART D
Part D adds drug coverage to Original Medicare, via a stand-alone Part D plan, or comes incorporated into a Medicare Part C ‘Advantage’ plan.
Medicare Advantage Part C
Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare.
Long Term Care/Life Insurance
Long-term care (LTC) is a range of services and support for your personal care needs. Most long-term care isn’t medical care. Instead, most long-term care is help with basic personal tasks of everyday life like bathing, dressing, and using the bathroom, sometimes called activities of daily living. Medicare doesn’t cover long-term care (also known as custodial care) if that’s the only care you need. Most nursing home care is custodial care. You pay 100% for non-covered services, including most long-term care. We can help you plan for that time.
We also offer health insurance plans (for under 65, marketplace, short term major medical) in addition to Term, Whole life, or Universal Life Insurance.
Client Reviews
If you are in the market for Medicare coverage, do yourself a favor and call Mark Howard. Mark is a real pro who will become a trusted partner in the confusing world of Medicare options.
Jack Benson
14:09 04 May 22
You will not find a more knowledgeable and easier to work with individual than Mark when it comes to anything Medicare. It is confusing and there are a lot of pitfalls, Mark will get you thru them. Works with all carriers and has only your best interest at heart.
Brandon Dexter
19:45 20 Apr 22
I handle all of my father's healthcare with Mark Howard. It can get very overwhelming and confusing especially when you're caring for your aging parents. I HIGHLY recommend Mark! I could not make it without him!I email or call him anytime I have a question. He responds SAME DAY and gives me the personal attention that our society is lacking these days in customer service. I feel like he's a family friend. My in-laws referred me to him years ago. I had no idea where to start and Mark met with me and personalized my dad's healthcare plan to his specific needs. I was clueless! Thank you Mark! :)If you are overwhelmed like I was and do not want to call a 1-800 number and wait...and wait....Please call Mark. You will not regret it!P.S. He even ordered my dad's FREE fit-bit that I forgot about. :))
Stacy Johnson
17:22 23 Mar 22
I called Mark on the recommendation of my finance guy and he was able to meet with us the same afternoon to get me set up for my initial Medicare supplement plan and update my husband’s plan. He explained the options very thoroughly and answered my questions to clarify. And I really appreciated that he followed up with my plan application and told me what to look for online to check the progress. He was very helpful throughout the entire process and I feel he will be available if we have more questions. I’d definitely recommend Mark Howard to set up your Medicare plans.
Beverly Hoffman
17:48 16 Dec 21
Mark went out of his way to save us a lot of money on our plan. He patiently walked us through the info we needed to drop into each screen. Without hesitation I recommend Mark to anyone wanting help navigating the choices in Medicare Supplement plans.
Nick Milano
23:44 13 Dec 21
After receiving notification that my Medicare Part D plan premium was going to more than double in 2022, I went looking for advice on other options. I found Mark Howard Medicare highly recommended on the Nextdoor app as well as on Google. I contacted him via email and he responded very quickly. We set a phone appointment to review options for my prescription plan as well as my Medicare supplement plan. I found Mark to be very knowledgeable regarding a variety of plans. He was also very personable, making our interaction very comfortable. We ended up identifying a Part D plan that not only met my needs but also reulted in substantial savings. He also recommended no change on my current supplement plan. I would highly recommend his services and will be a repeat customer should I need future assistance.
Beth Johnson
16:08 07 Dec 21
Mark does a wonderful job of explaining Medicare supplement plans. He is patient answering my questions. Very helpful with application. I highly recommend Mark for your Medicare supplement insurance.
Brenda Gaskins
17:01 29 Nov 21
Mark was very helpful in explaining our Medicare options. You really need someone to navigate through all the information and I would highly recommend Mark. He is patient and thorough. He also remains available for follow up questions!
Mary Jo Brock
18:54 28 Oct 21
Mark Howard and his son Brian have done an excellent job of educating my wife and I regarding our options for Medicare Supplement and Medicare Advantage Plans, pointing out the pros and cons of each. Based on our lifestyle and existing health issues, we chose the Medicare Supplement route as our path forward. Mark works with and is familiar with all the significant companies working in the Medicare supplement insurance, but he works for us, the consumer, not the big insurance or drug companies. He helped us select the Plan G Medicare Supplement and the Plan D, Drug Supplement, that best met our needs at a fair market price. As we will soon complete our first year of Medicare coverage, we were advised to seek a review of our current coverages, particularly Part D, as those plans can go through price swings from year to year. Mark and Brian reviewed our needs and did in fact suggest changes in our Plan D coverage for next year. Not only did these gentlemen advise us of our best coverage options, they helped us through the enrollment processes step-by-step. I can't say enough good things about the service we've received from Mark and Brian Howard. They are trusted advisors who have been professional, responsive, and efficient in all our communications.
Kevin Tevault
00:19 26 Oct 21
Initially, I was skeptical about changing my policy, but Mark's presentation was straight forward and backed up by his willingness to take time to be specific about the way my change would benefit me. I have had my policy for four years now, and I receive better coverage, more benefits, all with less out of pocket costs to me!
Peggy Furniss
11:39 23 Oct 21
Mark Howard and Brian Howard are awesome. They keep in close contact with me and my Medicare needs. They tailored my plans specifically for me and my personal needs. I have and would highly recommend them.
Linda Madison
17:18 19 Oct 21
We have used Howard and Son's for all of our Medicare supplement needs for several years. We have gotten very good service and good products from them. When our needs required a Medicare supplement we got an excellent product from Howard and when our needs changed Howard set us up with a very good Advantage plan. I would recommend Howard and Son's for all of your Medicare Supplement needs.
Tom Powell
14:32 16 Oct 21
I would highly recommend Mark Howard for your Medicare Supplemental needs. He was very thorough in explaining the different plans available to me, answered all my questions in detail and made me feel very comfortable in the decision making process. If you are in need of or searching for options in regards to Medicare please do not hesitate to give Mark a call.
Joe Eickhoff
17:49 08 Oct 21
Mark Howard gives valuable Medicare supplement information with a friendly attitude!
Linda Ellis
20:02 04 Oct 21
Mark Howard and his team of agents are EXCELLENT at selling insurance, and taking the best care of their clients. 🙂
Taylor Sterrett
19:47 16 Sep 21
Mark has never let me down and continues to be a great resource!
Chany Wilson
19:34 16 Sep 21
My husband retired in 2010 and I was reviewing insurance options. I wanted to work with a local agent and found Mark Howard, in Carmel. My husband and I met with Mark and chose the plan best suited for his needs. I also discovered that my 90 year old dad was paying way to much for Medicare coverage and we transferred his plan to Mark, saving dad several hundreds of dollars in monthly premiums. I have referred many friends to Mark Howard and all of them have been very pleased.
Toni Dickover
10:43 16 Sep 21
I have been a client of Mark's for over 10 yrs. and he has given me the best service and advice of any professional in the insurance industry.MAURY
Maury Northam
20:11 15 Sep 21
Mark Howard took the stress out of navigating and selecting Medicare Supplement, Medicare Advantage, and Medicare Prescription plans for several members in our family. It seemed like an overwhelming process, but with Mark’s knowledge and insight everyone was able to find the right plan. He is quick to respond to calls and emails, and always makes you feel valued. It has been a huge relief…thank you, Mark!
JJ Beck
11:21 10 Sep 21
Mark Howard is the best insurance agent one could possibly hope to work with. In the complicated arena of Medicare and Medicare supplement plans, Mark made the process understandable and accessible for me. In addition, he is always responsive to my questions and concerns. He’s both personable and professional!
Carol Faenzi
16:08 07 Sep 21
I never thought I would find someone that could explain Medicare supplement plans to me, but I did. With Mark, I feel that I'm in good hands for the future.
Robert Fields
14:25 06 Sep 21
Mark guided me through Medicare Advantage.Answered all questions and some I asked again for a better understanding. I never felt rushed. I have referred a friend who was equally satisfied. I will refer others.
Joyce Tucker
20:40 03 Sep 21
Great Professional service and help from Mark Howard to me get setup on a Medicare Supplement Plan.
Gary Holt
18:54 03 Sep 21
Mark Howard is great to work with. I have sent many people his way and they are all satisfied. He has Medicare Supplement Plans to fit everyone ! You will enjoy working with Mark !
michael calvert
11:00 02 Sep 21
If it is time for you to sign up for medicare supplements be sure to give Mark Howard a call. He was so helpful in showing us all of the plans available and getting us signed up with the plan that is right for us. Medicare supplements can be so confusing and Mark Howard made the process very easy.
Sandra Commins
20:40 01 Sep 21
Mr. Howard helped me select a Medicare Supplement Plan several years ago. His knowledge of the plans has suited me quite well. If you have a question, he will get you an answer. So far I have been pleased with his advice. I highly recommend his services.
Troy Rose
03:55 11 Aug 21
Mark took the uncertainty out of navigating the ins and outs of Medicare and Medicaid for me. I can’t recommend him enough!
Beverly Sneddon
18:59 04 Aug 21
I have had the pleasure of having Mark Howard as my advisor for my Medicare Advantage Plan . He has always been there when I have a question or need to understand how my policy works. He recently had a free “FitBit” watch sent to me. Who knew that I walked over 14,000 steps in a day …… well now I know!Thank you MarkSincerely,Mary Walters
Mary Walters
03:32 03 Aug 21
Howard is a phenomenal professional specialist in Medicare supplement. He has helped us tremendously and is always available for questions and reviews. I highly recommend him.
Labin Art
20:01 27 Jul 21
Very professional and does what he says he is going to. Like his personality too!
Jennifer Graves
14:23 23 Jul 21
Hello, I just want to share what a pleasure it has been to work with Mark Howard while trying to figure out what to do concerning all of the Medicare supplement plans that are available . For the last several months, I have been bombarded with calls from people/companies that tell me that they have all of the answers. I was given Mark's name by a friend and it was so nice to sit personally with somebody that not only understood all of the plans, but was able to help us choose the 'Right' plan for OUR needs. If you are in need of help with Medicare and/or choosing the right supplemental plan for you, I highly recommend his services!
Eric Shaw
18:16 20 Jul 21
Mark has helped guide us in finding the best Medicare plans for a number of years now. He’s professional , thorough land very knowledgeable .I would highly recommend him as he will save you thousands of dollars.Tim Kaufman
Timothy Kaufman
14:20 20 Jul 21
Mark always returns phone calls promptly and is my go-to professional for any medicare issues.
Kim Gaskill
17:07 19 Jul 21
Mark Howard assisted me with choosing and enrolling in a Medicare Supplement. Mark was very professional and knowledgeable.
Mark Hosking
22:54 12 Jul 21
Mark has been my Medicare insurance agent for 10+years and has given me the best possible guidance navigating the Medicare system. The Medicare supplement plans Mark recommended have saved me thousands of dollars. I was pleased to learn Mark is licensed in Florida, so he will continue to be my agent when we move next year.
Marlene Hatch
01:34 07 Jul 21
Mark has helped with Medicare transitions, supplements, and advantage plans. Mark does a tremendous job explaining all the plans and choosing the appropriate plan for the clients
Helpers Stone
20:08 30 Jun 21
Medicare can be so confusing. Mark made it easy to understand the plan I choose and also follows up.
Cheryl Stauffer
19:44 24 Jun 21
Mark Howard was recommended to us when we moved to Carmel, IN by a nurse friend of ours who lived in the area. He is a personable insurance agent we can always count on to help us evaluate insurance policies, save us money & give us best coverage.
Jeannine Wiese
21:12 20 Jun 21
Mark Howard made Medicare enrollment easy for me. He's also been readily available since then whenever I've had a question.
Mark Montieth
16:19 14 Jun 21
Mark has been very helpful for my friends with their Medicare supplement questions, he even comes to Kokomo to help!
bolan2usa
22:01 08 Jun 21
He made applying for Medicare a breeze. He was extremely helpful and patient. Great guy! I can't say enough this was a good experience.
Donna Davis
13:59 07 Jun 21
Mark is very professional and knowledgeable about all the Medicare choices.
Nina Esbin
15:02 03 Jun 21
Mark Howard was an invaluable to us in choosing and enrolling in the Medicare Supplement, Medicare Advantage and Medicare Prescription plans. He is knowledgeable, reliable, helpful, and personable. He works hard to find the best plan for the client, putting the client's interests above his own. He also found good options for our daughter who became disabled and has a very complex situation. He is quick to respond and attentive. We HGHLY recommend him to help you solve your insurance needs.
Sally Michael
14:12 29 May 21
Contact Us Today
Let us start helping you over the phone today.
Contact Mark, Brian or Matt today for a no cost, no obligation Medicare Planning Review
