Products & Services
Mark Howard – Life and Health Insurance Since 1986
Medicare Supplement
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t, like co-payments, co-insurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when traveling outside the U.S. Some also cover health club membership fees.
Medicare Part D
MEDICARE PART D
Part D adds drug coverage to Original Medicare, via a stand-alone Part D plan, or comes incorporated into a Medicare Part C ‘Advantage’ plan.
Medicare Advantage Part C
Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare.
Long Term Care/Life Insurance
Long-term care (LTC) is a range of services and support for your personal care needs. Most long-term care isn’t medical care. Instead, most long-term care is help with basic personal tasks of everyday life like bathing, dressing, and using the bathroom, sometimes called activities of daily living. Medicare doesn’t cover long-term care (also known as custodial care) if that’s the only care you need. Most nursing home care is custodial care. You pay 100% for non-covered services, including most long-term care. We can help you plan for that time.
We also offer health insurance plans (for under 65, marketplace, short term major medical) in addition to Term, Whole life, or Universal Life Insurance.
Client Reviews
Excellent Agent.
John Gossett
15:24 29 Dec 22
Mark Howard is my AARPMedicare Advantage with United Healthcare and has been very helpful throughout the years of representing me. Mark has always been available at any time which I have always appreciated. Mark is very good at checking in yearly for a check-up of my plan and keeping me posted to the new policies. Mark always lets me know that my Medicare Supplemental Plan is the Best for my needs. OUTSTANDING
Sandra Grandison
14:43 29 Dec 22
I recently engaged Mark Howard to help me to assess the best Medicare Plan-switch-options between three Plans I was reconsidering based on cost and future potential restrictions. Mark did a great job reviewing the overall lifecycle costs between the various plans I was considering and clarifying my misunderstandings about different Plan options and restrictions. Most importantly, Mark recommended that I strongly consider my employer's new exclusive Medicare Plan that included a special employer subsidy that he said was a great deal, even though he could not offer this exclusive Plan or a better Plan option himself.He also offered to provide future guidance if I had any other insurance-related questions and assistance in evaluating other future Plan options once my employer legacy subsidy has been expended. I highly recommend consulting Mark if you require assistance in Medicare Plan selection, changes, or switching.
Tim Ling
03:49 12 Nov 22
I have worked with Mark the last 15 years. In that time he helped me with insurance when I owned my own business and now he has helped me with navigating Medicare. He always recommends for what is in the best interest of his clients. He offers all the options, makes recommendations but will always go with what YOU want to do. His only agenda is to do what is right by you. Thank you Mark for all of your time and assistance. You have saved me a lot of time and money.
Andy Garcia
16:43 09 Nov 22
My experience with Mark was incredible. He assisted in getting me enrolled into an Aetna Medicare Advantage plan recently and the benefits have been extremely outstanding. He made this difficult process seamless and stress free. Knowing all the options with Medicare Advantage, Medicare Supplement and RX aided me in choosing a remarkable plan that fits my insurance needs.I highly recommend letting Mark assist you with your Medicare needs.
Alfonso Page
19:17 19 Aug 22
When it comes to Mark, I can say that I am very delighted to have worked with him. His knowledge about the Medicare process is phenomenal. He responds back to me rapidly, all while being very thorough and in depth with Medicare Supplements, Medicare Advantage and Part D selections. I can tell he is sincere and honest, which helps me to do business with him. Thank you Mark for accommodating my very vital insurance needs!!!
Jennifer Moore
19:26 15 Aug 22
Mark has always been very helpful and knowledgeable when it came to helping "weed" through the Medicare process. He made thing easy to understand and was patient with our questions. This was true initially and has been true since. I had had a few different questions over the years and he has verified and provided me the needed answers.I am truly thankful we found him and have recommended him to family and friends.
Melanie Smith
19:17 15 Aug 22
Mark has been extremely helpful in taking care of our Medicare insurance needs. Highly recommend
Leslie Baas
20:35 02 Aug 22
Mark is so knowledgeable about all those items relating to health insurance. He has gone above and beyond to assist me when my husband needed extra attention. I have confidence knowing that that Mark is able to answer all of our questions and steer me in the right direction.
Gail Harpold
20:09 29 Jul 22
Very knowledgeable and helpful
Joanne Shadrix
18:06 27 Jul 22
Mark did an outstanding job of walking me through the process. We will be meeting later this year to look at everything again and make any needed changes. I highly recommend him as a Medicare resource!
Tim Berger
17:58 12 Jul 22
Mark has been very helpful in getting me signed up for the best Medicare plan to fit my needs. He is very knowledgeable about the variety of plans which are available.
Maureen Madden
19:51 11 Jul 22
Mark has been my Medicare advisor for the past 10 years. He is a really good listener and considers all options that best suit my needs. I have complete confidence in him with my insurance needs.
Mary Mahlstadt
20:41 29 Jun 22
We've really enjoyed working with Mark Howard - The Medicare Guy. He has us all setup for the insurance we need for retirement. Mark is professional, knowledgeable, dependable and we highly recommend him!
Cynthia Schultz
04:27 27 Jun 22
Mark made the process of choosing and signing up for my Medicare Advantage plan supper easy.
Bill York
16:41 23 Jun 22
I appreciate that Mark always responds timely to my questions, I plan to stay with him until forever! Mark is very smart in all things Medicare, supplements, Advantage and prescription drug plans. I do not know anyone who is better than him. Super smart!!!
Ed Mniszewski
23:15 21 Jun 22
Mark will walk you through every step of signing up for Medicare. He is knowledgeable, patient, and was a pleasure to work with.
Cheryl Moore
21:45 21 Jun 22
I enjoyed working with Mark at Howard Medicare, he is very knowledgeable about 'all-things' Medicare, and was able to answer all my questions. Working together I believe we made a good decision, selecting traditional Medicare with a supplement and Part D drug plan. You won't regret working with Mark.
Craig Davis
15:33 07 Jun 22
Mark Howard is extremely knowledgeable, affable, punctual, well prepared, and super helpful in navigating the labyrinth that can be Medicare Supplement, Advantage, and prescription drug plans. He's literally hands-on in filling out the online applications, making the process virtually painless. In short, Mark does Medicare extraordinaire!
Mark Acey
15:54 06 Jun 22
Super easy to work with
Michael Klink
17:37 03 Jun 22
Mark Howard made a difficult Medicare Supplement and Perscription Drug Planning process easy peasy. Call him if you need help too.
Connie Hill, REALTOR
20:51 25 May 22
If you are in the market for Medicare coverage, do yourself a favor and call Mark Howard. Mark is a real pro who will become a trusted partner in the confusing world of Medicare options.
Jack Benson
14:09 04 May 22
You will not find a more knowledgeable and easier to work with individual than Mark when it comes to anything Medicare. It is confusing and there are a lot of pitfalls, Mark will get you thru them. Works with all carriers and has only your best interest at heart.
Brandon Dexter
19:45 20 Apr 22
I handle all of my father's healthcare with Mark Howard. It can get very overwhelming and confusing especially when you're caring for your aging parents. I HIGHLY recommend Mark! I could not make it without him!I email or call him anytime I have a question. He responds SAME DAY and gives me the personal attention that our society is lacking these days in customer service. I feel like he's a family friend. My in-laws referred me to him years ago. I had no idea where to start and Mark met with me and personalized my dad's healthcare plan to his specific needs. I was clueless! Thank you Mark! :)If you are overwhelmed like I was and do not want to call a 1-800 number and wait...and wait....Please call Mark. You will not regret it!P.S. He even ordered my dad's FREE fit-bit that I forgot about. :))
Stacy Johnson
17:22 23 Mar 22
I called Mark on the recommendation of my finance guy and he was able to meet with us the same afternoon to get me set up for my initial Medicare supplement plan and update my husband’s plan. He explained the options very thoroughly and answered my questions to clarify. And I really appreciated that he followed up with my plan application and told me what to look for online to check the progress. He was very helpful throughout the entire process and I feel he will be available if we have more questions. I’d definitely recommend Mark Howard to set up your Medicare plans.
Beverly Hoffman
17:48 16 Dec 21
Mark went out of his way to save us a lot of money on our plan. He patiently walked us through the info we needed to drop into each screen. Without hesitation I recommend Mark to anyone wanting help navigating the choices in Medicare Supplement plans.
Nick Milano
23:44 13 Dec 21
After receiving notification that my Medicare Part D plan premium was going to more than double in 2022, I went looking for advice on other options. I found Mark Howard Medicare highly recommended on the Nextdoor app as well as on Google. I contacted him via email and he responded very quickly. We set a phone appointment to review options for my prescription plan as well as my Medicare supplement plan. I found Mark to be very knowledgeable regarding a variety of plans. He was also very personable, making our interaction very comfortable. We ended up identifying a Part D plan that not only met my needs but also reulted in substantial savings. He also recommended no change on my current supplement plan. I would highly recommend his services and will be a repeat customer should I need future assistance.
Beth Johnson
16:08 07 Dec 21
Mark does a wonderful job of explaining Medicare supplement plans. He is patient answering my questions. Very helpful with application. I highly recommend Mark for your Medicare supplement insurance.
Brenda Gaskins
17:01 29 Nov 21
Mark was very helpful in explaining our Medicare options. You really need someone to navigate through all the information and I would highly recommend Mark. He is patient and thorough. He also remains available for follow up questions!
Mary Jo Brock
18:54 28 Oct 21
Mark Howard and his son Brian have done an excellent job of educating my wife and I regarding our options for Medicare Supplement and Medicare Advantage Plans, pointing out the pros and cons of each. Based on our lifestyle and existing health issues, we chose the Medicare Supplement route as our path forward. Mark works with and is familiar with all the significant companies working in the Medicare supplement insurance, but he works for us, the consumer, not the big insurance or drug companies. He helped us select the Plan G Medicare Supplement and the Plan D, Drug Supplement, that best met our needs at a fair market price. As we will soon complete our first year of Medicare coverage, we were advised to seek a review of our current coverages, particularly Part D, as those plans can go through price swings from year to year. Mark and Brian reviewed our needs and did in fact suggest changes in our Plan D coverage for next year. Not only did these gentlemen advise us of our best coverage options, they helped us through the enrollment processes step-by-step. I can't say enough good things about the service we've received from Mark and Brian Howard. They are trusted advisors who have been professional, responsive, and efficient in all our communications.
Kevin Tevault
00:19 26 Oct 21
Initially, I was skeptical about changing my policy, but Mark's presentation was straight forward and backed up by his willingness to take time to be specific about the way my change would benefit me. I have had my policy for four years now, and I receive better coverage, more benefits, all with less out of pocket costs to me!
Peggy Furniss
11:39 23 Oct 21
Mark Howard and Brian Howard are awesome. They keep in close contact with me and my Medicare needs. They tailored my plans specifically for me and my personal needs. I have and would highly recommend them.
Linda Madison
17:18 19 Oct 21
We have used Howard and Son's for all of our Medicare supplement needs for several years. We have gotten very good service and good products from them. When our needs required a Medicare supplement we got an excellent product from Howard and when our needs changed Howard set us up with a very good Advantage plan. I would recommend Howard and Son's for all of your Medicare Supplement needs.
Tom Powell
14:32 16 Oct 21
I would highly recommend Mark Howard for your Medicare Supplemental needs. He was very thorough in explaining the different plans available to me, answered all my questions in detail and made me feel very comfortable in the decision making process. If you are in need of or searching for options in regards to Medicare please do not hesitate to give Mark a call.
Joe Eickhoff
17:49 08 Oct 21
Mark Howard gives valuable Medicare supplement information with a friendly attitude!
Linda Ellis
20:02 04 Oct 21
Mark Howard and his team of agents are EXCELLENT at selling insurance, and taking the best care of their clients. 🙂
Taylor Sterrett
19:47 16 Sep 21
Mark has never let me down and continues to be a great resource!
Chany Wilson
19:34 16 Sep 21
My husband retired in 2010 and I was reviewing insurance options. I wanted to work with a local agent and found Mark Howard, in Carmel. My husband and I met with Mark and chose the plan best suited for his needs. I also discovered that my 90 year old dad was paying way to much for Medicare coverage and we transferred his plan to Mark, saving dad several hundreds of dollars in monthly premiums. I have referred many friends to Mark Howard and all of them have been very pleased.
Toni Dickover
10:43 16 Sep 21
I have been a client of Mark's for over 10 yrs. and he has given me the best service and advice of any professional in the insurance industry.MAURY
Maury Northam
20:11 15 Sep 21
Mark Howard took the stress out of navigating and selecting Medicare Supplement, Medicare Advantage, and Medicare Prescription plans for several members in our family. It seemed like an overwhelming process, but with Mark’s knowledge and insight everyone was able to find the right plan. He is quick to respond to calls and emails, and always makes you feel valued. It has been a huge relief…thank you, Mark!
JJ Beck
11:21 10 Sep 21
Mark Howard is the best insurance agent one could possibly hope to work with. In the complicated arena of Medicare and Medicare supplement plans, Mark made the process understandable and accessible for me. In addition, he is always responsive to my questions and concerns. He’s both personable and professional!
Carol Faenzi
16:08 07 Sep 21
I never thought I would find someone that could explain Medicare supplement plans to me, but I did. With Mark, I feel that I'm in good hands for the future.
Robert Fields
14:25 06 Sep 21
Mark guided me through Medicare Advantage.Answered all questions and some I asked again for a better understanding. I never felt rushed. I have referred a friend who was equally satisfied. I will refer others.
Joyce Tucker
20:40 03 Sep 21
Great Professional service and help from Mark Howard to me get setup on a Medicare Supplement Plan.
Gary Holt
18:54 03 Sep 21
Mark Howard is great to work with. I have sent many people his way and they are all satisfied. He has Medicare Supplement Plans to fit everyone ! You will enjoy working with Mark !
michael calvert
11:00 02 Sep 21
If it is time for you to sign up for medicare supplements be sure to give Mark Howard a call. He was so helpful in showing us all of the plans available and getting us signed up with the plan that is right for us. Medicare supplements can be so confusing and Mark Howard made the process very easy.
Sandra Commins
20:40 01 Sep 21
Contact Us Today
Let us start helping you over the phone today.
Contact Mark, Brian or Matt today for a no cost, no obligation Medicare Planning Review
