TWO WAYS TO GET PRESCRIPTION DRUG COVERAGE
Two Ways to Get Prescription Drug Coverage
1.
Medicare Advantage Plan (Part C) like an HMO or PPO) or other Medicare health plan that offers Medicare prescription drug coverage. You get all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.” You must have Part A and Part B to join a Medicare Advantage Plan.
2.
Medicare Prescription Drug Plan (Part D) . These plans (sometimes called “PDPs”) add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
Client Reviews
Mark was very knowledgeable and easy to work with. I wish I had met with him sooner to reevaluate my health insurance policies. He found plans for me that are way more affordable that will save me thousands of dollars over the next year. Would highly recommend!
Patty Keenan
20:17 25 Feb 26
Mark was so amazing and helpful.
David Gaultney
00:13 11 Feb 26
I was thrilled to find a Health Insurance Agent that was less than 10 minutes from my home! I worked with Mark and Brian Howard. In less than 45 minutes all of my doctors were in-network with the we selected. I was thrilled since I have gone to the same doctors for about 20 years. I was approved by the carrier and received my ID card and necessary papers in less than two weeks. I highly recommend the Howard Team to assist in selecting your health plan.
Rebecca Boulse
03:07 26 Nov 25
I had an amazing experience working with Mark Howard. His attention to detail and his knowledge of the different Medicare Supplemental insurance plans is remarkable! Look no further, call Mark Howard! He's also patient with your questions and a true professional.
Cindy Walker
14:12 17 Nov 25
Matt was very clear on what the options were and gave fact driven advice based on current information. Very personable and made my wife feel very much a part of the decision making process. I would definitely recommend Matt for any insurance needs.
Patrick Chavez
22:51 14 Nov 25
Mark Howard’s expertise with Supplemental Insurance is outstanding. You can trust him to give you accurate information when choosing a plan and that’s important!
Myrna Trump
15:53 02 Nov 25
Matt has been beyond helpful in my journey with Medicare. I am so thankful for his guidance and support while navigating what can be such a challenging endeavor. His knowledge has been very supportive and understanding.Thanks,Debbie
Debra Brummett
19:46 31 Oct 25
Mark and Matt are awesome!. They are both very accommodating and very responsive!
Richard Zeeman
14:56 28 Oct 25
I had the pleasure of working with Matt Howard. He was knowledgeable and super helpful. He took the time to help me understand all the options available for setting me up for supplemental insurance. I can tell he truly cares about his clients and would recommend him to anyone in need of finding the best plan. Thank you for all your help.
BigSky HK
18:37 27 Oct 25
Mathew Howard is wonderful. Matt answers all my questions. He knows his stuff and files everything for you. He makes signing up for Medicare a lot easier and stress free.
Cathy Milligan
01:59 22 Oct 25
Mark is the only source you need for insurance plans!
Donald Rollins
20:01 20 Oct 25
Matt did a wonderful job on my medical insurance needs. He was thorough, asked the important question, prompt, and exceptionally easy to work with. I recommend him highly.
Bernie Lyon
19:40 20 Oct 25
The Howard Medicare team met with us within 24 hours and got us the Medicare supplement and prescription plans we needed, in a hurry. As independent brokers, they work for you. Great plans, professional, we highly recommend.
Steven Huckelberry
16:11 19 Sep 25
So glad that I chose Mark. I could not be happier. It was so easy.
Mary Huckelberry
16:00 19 Sep 25
If you’re close to 65 and need good advice, Mark Howard is a great resource. He’s responsive, as well as, direct and succinct, focusing on what you need to know; but he has a breadth and depth of knowledge when you need details. After having met other Medicare Specialists, we were most impressed with Mark.
David Buffington
20:05 15 Aug 25
The Howard Medicare team is great to work with! We met with them the same day I called, same day service! Very thorough analyzing what we have and what the options and opportunities are since recently moving to Indiana.
Karen Fritchley
18:27 13 Aug 25
Mark Howard was very professional and helpful in my search for the best Medicare Advantage plan. No pressure, and always there to help, answering my questions quickly along the way. I highly recommend him! The United Health no RX plan he recommended has great coverage and a LOW price. Thanks Mark!
David C
23:58 08 Aug 25
Mark Howard is the Guru! He's our navigator of the complicated world of health insurance and Medicare. I'm convinced that health insurance companies' business plan is to totally overwhelm and confuse their clients. Thanks to Mark for always finding the right medical insurance for our needs. 🥰
Nancy Keating
21:13 21 Jul 25
Mark makes the Medicare process painless. I told him what I needed for coverage and he delivered. He went above and beyond to make this easy for me and I’m very happy with the results. He knows everything about Medicare and will find the right plans for you. Extremely knowledgeable.
Lisa H
17:06 28 May 25
Mark provided great help guiding my wife and I through the process of applying for Medicare, understanding all of the options and helping us enroll in the best plans for us. I highly recommend Mark's services during what can be a very confusing decision process.
Roger Weigand
18:17 06 May 25
Very knowledgeable, Very helpful. It's so nice to have an actual human being with sense to help with insurance questions and concerns! Highly recommend Mark!
Jenni Beesley
19:53 10 Apr 25
Matt was extremely helpful throughout the process of medical insurance application and we highly recommend his services and will use him every time needs come. He is very responsive and responsible and seeks deep understanding for all sorts of different issues when handling health insurances.
naveed javied
14:05 09 Apr 25
Matt was awesome to work with. Made sure we understood all coverages and information.
Joe Barcus
14:35 25 Feb 25
Matt is the most down to earth person, he will take care of you providing the best suitable healthcare plan for you, he deserves a million stars
Sid Ahmed Mohamed Markou
20:48 24 Feb 25
Matt was very knowledgeable he was able to answer all of our questions and help my husband and I choose the best insurance to meet our needs.. I highly recommend him!
Marsha Shinn
03:27 20 Feb 25
Mark Howard is a great help, as I quickly discovered, while I searched for the best Medicare supplement to fit my needs.He thoroughly knows the world of Medicare supplement choices and found several which suit me.I chose the one most appealing to me and my health condition.Before meeting Mark I was confused about the decisions I needed to make. Mark calmly cleared away my misperceptions and made my task one of enjoyment.Thank you so much, Mark Howard!!!happily,Scott Graham
Scott Graham
19:15 05 Feb 25
Always has time for me- knows everything so I don’t have to❤️
Susan Kitterman
16:58 24 Jan 25
Mark was very helpful with navigating the Medicare process.
Kim Payne
21:43 18 Jan 25
Mark has been a godsend for us in navigating the Medicare ins and outs. He has patiently and promptly responded to all my crazy questions, too!
Holly Lyons
19:00 17 Jan 25
I love giving 5-star reviews, and this is a new one! A good friend recommended Matt and his team to us, and after a few conversations we knew Howard Insurance would be a great partner for us as we investigate a change in our healthcare insurance. I highly recommend Howard Insurance!
Nam Ssob
20:28 16 Dec 24
This is my second year working with Mark. He assisted me as well as my mother. Mark does a great job explaining the options and walking you through the process. Highly recommend Mark for your Medicare plan needs.
JSA
18:11 07 Dec 24
Mark is kind and knowledgeable. Always available for advice and help. I highly recommend Howard Medicare
Jill Cooke
14:58 04 Dec 24
Had a great meeting today with Mark, helped me navigate my benefits! Love that I have him on board to make sure I have great benefits!
Sandy Engle
14:56 04 Dec 24
Mark has been our advocate for years and has always worked in our best interests. No questions left in answered - Looking forward to more great service in the future!Helmut & Connie
Helmut Kientz
01:02 04 Dec 24
Mark was very helpful with explaining and working with us to get the best Medicare coverage for my mother. He was patient, friendly, knowledgeable, and respectful through the our whole interaction. I would highly recommend him.
Elaine Renollet
14:34 27 Nov 24
I spoke with Mark Howard today regarding Medicare options and I am immensely pleased. I was extremely impressed with his fund of knowledge and his ability to navigate the confusing options— he found the very best plan for me. I am very grateful for his expertise and his pleasant demeanor. Thank you Mark for your kindness and assistance!
Rose Mullen
22:13 20 Nov 24
Mark Howard is a wealth of Medicare knowledge! He was extremely helpful, reassuring and patient with me as I explained our particular situation. He explained our choices perfectly and in a way that I could understand. My husband and I highly recommend him!
Patricia Butler
17:04 20 Nov 24
With many years of experience, Mark is clearly expert in his field. He is patient, thorough and diligent in ensuring his clients fully understand his recommendations for their wellbeing. He is very easy to interact with and fully solicits client input to help them make the best informed decisions they can. Highly recommend for your consideration and partnership.
John Robertson
21:27 19 Nov 24
I appreciated the information Mark shared with me regarding several plans available to me. He was very knowledgeable and made the decision making easy. Thanks Mark
Penney Fowler
19:05 14 Nov 24
I have to say I get confused to know which plan best fits me. I contacted Mark Howard he had helped me last year and again this year helping me with the Medicare Supplements that best fits me cause things do change every year! He explained things very simply to me and made things clearer to understand, he was a great help!! Thanks Mark!
kathy berry
23:41 13 Nov 24
Matt Howatd has been a Godsend kindly guiding us through the health insurance marketplace. He makes it easy to work with him and has a great knowledge base. Highly recommend!
my name jeff (mcsweet)
19:11 13 Nov 24
Matt was very helpful guiding me through the marketplace medical options. Thankful for his help.
L. Black
17:21 13 Nov 24
Matt was great to work with and answered all of my questions before I selected a plan. I highly recommend him!
Rex Buckley
23:17 12 Nov 24
We found ourselves in a real bind and Matt Howard was nothing short of amazing to work with. He has vast knowledge and experience in this overly-complicated industry. Not only did Matt help guide us through the process, he also provided us with incredible peace of mind. Highly highly highly recommend!
LeeAnn Clifford
18:55 12 Nov 24
Mark is amazing! He took his time and made sure I understood everything, and I never felt rushed or pressured. I recommend Mark to anyone looking for a Medicare plane! Thank you Mark!
Steve Glasel
18:32 12 Nov 24
Matt is a pleasure to work with. He makes shopping for health insurance easy and painless!
Jessica Tays
18:29 12 Nov 24
Matt us helpful, informative and knowledgeable in this insurance jungle!
Luana Dulin
14:09 12 Nov 24
I can't give enough praise for Matt in helping with our social security and medicare insurance applications! Matt is so patient and polite which makes this whole process go smooth. Please do not hesitate in using Howard Medicare for your retirement needs. Thank you Matt!!!Had a very informative and educational meeting with Matt today about my retirement. Matt was thorough with all the aspects of Medicare. He answered all my questions and helped me understand the perplexity of Medicare. I was very impressed with his professional demeanor and his personable attitude. I would highly recommend him to guide you through the retirement process.
Dianna Locke
15:55 11 Nov 24
Professional and informative with timely responses and ability to execute quickly.
Jane Hendrickson
21:21 09 Nov 24
